Frequently Asked Questions
1. What is Social Security Disability (SSD)?
Social Security Disability (SSD) is a federal program that provides financial assistance to individuals who are unable to work due to a long-term medical condition. To qualify, you must have a disability that is expected to last at least 12 months or result in death, and you must have paid into the Social Security system through work.
2. How do I know if I qualify for SSD benefits?
To qualify for SSD benefits, you must meet Social Security’s definition of disability, which means your condition prevents you from engaging in substantial gainful activity. You must also have earned enough work credits by paying into the Social Security system.
3. What medical conditions qualify for Social Security Disability?
Various medical conditions may qualify for disability benefits, ranging from physical impairments such as back injuries and heart disease to mental health disorders like depression and anxiety. The Social Security Administration (SSA) maintains a list of conditions, but you may still qualify if your condition is not listed, depending on its severity and impact on your ability to work.
4. How long does it take to receive benefits?
The SSD process can be lengthy. Typically, initial applications take 5 to 7 months for a decision. However, many claims are denied at this stage, and the appeal process may take additional months or even years. Our law firm will work to speed up the process and present your case effectively.
5. What should I do if my SSD claim is denied?
If your claim is denied, do not be discouraged. Many initial applications are rejected. You have the right to appeal, and this is where having a knowledgeable disability lawyer can make a significant difference. We will guide you through the appeals process and represent you at hearings if necessary.
6. Do I need a lawyer to file for Social Security Disability?
While you are not required to have a lawyer, having legal representation can greatly increase your chances of approval. Our firm can help ensure that your application is complete, accurate, and properly supported by medical evidence. If your claim is denied, we can handle the appeals process.
7. How much does it cost to hire a Social Security Disability lawyer?
We work on a contingency fee basis, which means you don’t pay any fees unless we win your case. Our fee is a percentage of the back pay you receive from the SSA. There are no upfront costs, and you only pay if your claim is successful.
8. Can I work while receiving Social Security Disability benefits?
There are strict rules about how much income you can earn while receiving SSD benefits and earning above a certain amount may disqualify you. We can advise you on how work may impact your benefits.
9. What’s the difference between SSD and Supplemental Security Income (SSI)?
SSD benefits are based on your work history and the amount you’ve paid into Social Security. SSI, on the other hand, is a needs-based program that provides financial assistance to disabled individuals with limited income and resources, regardless of their work history.
10. How can your law firm help with my SSD claim?
We are experienced in handling Social Security Disability claims from start to finish. We will assist you in gathering the necessary medical evidence, preparing your application, and representing you in hearings. Our goal is to maximize your chances of getting approved as quickly as possible.